Last updated: [wpautoterms last_updated_date]
This Privacy Policy describes how Funding Nest (“we”, “us”, or “our”) collects, uses, stores, and discloses your information when you use our website at [wpautoterms site_url] (the “Service”), and explains your privacy rights and how Australian law protects you.
We use your personal data to provide, operate, and improve our Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
Words with capitalised initial letters have meanings defined below. These definitions apply regardless of whether the terms appear in singular or plural form.
Definitions
For the purposes of this Privacy Policy:
- Account means a unique account created for you to access parts of our Service.
- Affiliate means an entity that controls, is controlled by, or is under common control with a party.
- Company, We, Us, or Our refers to Funding Nest.
- Cookies are small files placed on your device that store information about your browsing activity.
- Country refers to Australia.
- Device means any device that can access the Service, including a computer, mobile phone, or tablet.
- Personal Data means information that identifies or could reasonably identify an individual.
- Service refers to the website operated by Funding Nest.
- Service Provider means any third party that processes data on behalf of the Company.
- Usage Data refers to data collected automatically through use of the Service.
- Website refers to [wpautoterms site_name], accessible at [wpautoterms site_url].
- You means the individual or legal entity accessing or using the Service.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
While using our Service, we may ask you to provide personal information that can be used to contact or identify you. This may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Address, state, postcode, and city
- Financial or lending-related information relevant to our services
Providing this information is voluntary; however, failure to provide certain information may limit our ability to assist you.
Usage Data
Usage Data is collected automatically when using the Service and may include:
- IP address
- Browser type and version
- Pages visited and time spent on those pages
- Device identifiers and diagnostic data
When accessing the Service via a mobile device, we may also collect information about your mobile device, operating system, and mobile browser type.
Tracking Technologies and Cookies
We use cookies and similar tracking technologies (such as beacons, tags, and scripts) to monitor activity on our Service and improve performance and user experience.
Cookies may be:
- Session Cookies – deleted when you close your browser
- Persistent Cookies – remain on your device after you go offline
Types of Cookies We Use
Necessary / Essential Cookies
- Type: Session Cookies
- Purpose: Enable core website functionality and security.
Cookies Notice Acceptance Cookies
- Type: Persistent Cookies
- Purpose: Record whether you have accepted cookies.
Functionality Cookies
- Type: Persistent Cookies
- Purpose: Remember your preferences and settings.
Tracking and Performance Cookies
- Type: Persistent Cookies
- Administered by: Third Parties
- Purpose: Analyse website traffic and usage to improve functionality.
Targeting and Advertising Cookies
- Type: Persistent Cookies
- Administered by: Third Parties
- Purpose: Deliver relevant advertising based on browsing activity.
You can manage cookie preferences through your browser settings. Disabling cookies may affect website functionality.
Use of Your Personal Data
We may use your Personal Data to:
- Provide and maintain our Service
- Manage your account or enquiries
- Perform contractual obligations
- Communicate with you via email, phone, SMS, or similar methods
- Provide information about related services (unless you opt out)
- Improve our Service, marketing, and user experience
- Comply with legal and regulatory obligations
Disclosure of Your Personal Data
We may share your personal information in the following circumstances:
- With Service Providers who assist in delivering or analysing our Service
- For business transfers, such as mergers or asset sales
- With affiliates or business partners, where relevant
- With your consent, for any other purpose you approve
We do not sell personal information.
Retention of Your Personal Data
We retain Personal Data only for as long as necessary to fulfil the purposes outlined in this Privacy Policy or to comply with legal obligations.
Usage Data is generally retained for a shorter period unless required for security, analytics, or legal reasons.
Transfer of Your Personal Data
Your information may be processed or stored outside your state or country. By using our Service and providing information, you consent to such transfers.
We take reasonable steps to ensure your data is handled securely and in accordance with this Privacy Policy.
Delete or Access Your Personal Data
You may request to access, update, or delete your Personal Data by contacting us.
We may retain certain information where required by law or for legitimate business purposes.
Disclosure of Your Personal Data
Business Transactions
If the Company is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred.
Law Enforcement and Legal Requirements
We may disclose Personal Data where required to comply with legal obligations or protect rights, safety, or property.
Security of Your Personal Data
We take commercially reasonable steps to protect Personal Data; however, no method of transmission or storage is completely secure, and absolute security cannot be guaranteed.
Children’s Privacy
Our Service is not directed to individuals under the age of 13. We do not knowingly collect Personal Data from children.
Links to Other Websites
Our Service may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page, and the “Last updated” date will be updated automatically.
You are encouraged to review this Privacy Policy periodically.
Contact Us
If you have any questions about this Privacy Policy or how your information is handled, please contact Funding Nest using the contact details provided on our website.
